Today, Devi is a proud entrepreneur with her own tiffin enterprise and a catering service. Her daughters are grown up and educated. She dreams of expanding her business into a hotel. What changed? In 2018, Devi learnt about ITC's women empowerment programme and chose to participate in it, altering the trajectory of her life.
Over the years, ITC's women-focused initiatives under its Mission Sunehra Kal initiative have catalysed a range of purposeful engagements in areas such as economic empowerment, agrientrepreneurship, financial inclusion, skilling, health, sanitation and wellbeing. These interventions have reached out to over 50 lakh women across India.
ITC's multidimensional CSR initiatives have supported over 50 lakh women
ITC's Programme focuses on the holistic development and wellbeing of the marginalised and vulnerable communities through a Two-Horizon approach: to strengthen current livelihoods, and build capabilities for the future, and keeping women at the core of these programmes. These interventions are inclusive in approach and design, engaging women in planning and implementation through processes like participatory rural appraisals, household surveys, focused group discussions and empowered grassroots institutions meant for the sustenance of the interventions.
These programmes support women to diversify their livelihoods, improve their knowledge, incomes and quality of life, and more importantly feel empowered and experience higher self-esteem. They focus on the overall wellbeing of women, particularly from weaker sections, and unleash their entrepreneurial spirit and energy. Some of these interventions also enable the most disadvantaged women to become economically independent.
In Devi's case, she was selected for ITC's "Targeting Hardcore Poor (THP) Programme". For about six months she received a consumption stipend along with entrepreneurship training and support of assets to set up a small tiffin centre followed by handholding for two years. She also received training in Financial Literacy and joined a Self-Help Group (SHG) which enabled her to open a bank account, save money, take a loan to expand her business and even enroll in government social security schemes to secure her family's future. Like Devi, ITC's THP Programme has helped over 36,000 women across eight states increase their income nine-fold and assets by nearly three-fold (on an average), many of whom would now also be Lakhpathi Didis.
Women form over 75% of total beneficiaries covered under ITC's Social Investments Programme.
Supporting Women Entrepreneurs
She says, "I learned about improved agriculture practices, saved money through the higher income gained from adopting these practices, started a small grocery shop and also began to grow crops on my 1.2 acres of land. With the assistance of the SHG, I was able to invest in a flour machine and a deep freezer and purchase two buffaloes."
Another participant of ITC's women farmer programme is Nandini Devi from Gaurahi village in Sonbhadra, Uttar Pradesh. Once a stay-at-home mother of two boys, she struggled to make ends meet until she began earning nearly Rs.4 lakh per annum. How did she achieve this? "Under ITC's programmes, I learnt how to grow healthy crops, got a Kisan Credit Card loan with which I dug a bore-well to water my crops, ensured power for irrigation and availed micro-irrigation schemes for farmers like me and forayed into dairy farming as an extra source of income," she recounts.
Women have also been trained as cadre of service providers such as Krishi Sakhis (to support women in agriculture), Yojana Sakhis (to support the community on awareness of government schemes), Pashu Sakhis (to help in rearing of small ruminants) and Village Health Champions (to help create awareness on health and hygiene). This is in addition to the thousands of ASHA workers and Anganwadi Sevikas that ITC trains and engages with across several states in partnership with governments.
Women are empowered to participate in various grassroots institutions and collectives such as Water User Groups, Forestry groups (Vannikaran Sanghas), 'all women FPOs' under the ITCMAARS agritech platform, Smart Moms (helping reinforce learning among rural children), Mohalla Committees and many more such opportunities. The result is that women experience inclusion in a more equitable manner.
Over 22 lakh women have been covered under financial literacy and inclusion interventions of ITC's partnership with Madhya Pradesh State Rural Livelihood Mission resulting in enhanced knowledge of financial planning, linkages to savings, credit, insurance, and social security
Transforming Lives
"When I lost my husband, my children had to drop out of school and I had to get a job as a domestic help. I never dreamt that I would have my own business one day. My children have now gone back to school and my cosmetics business has expanded to include footwear," she says with a new-found confidence and pride.
Enabling women like Farjana to overcome financial inadequacy, expand their skills and knowhow for better opportunities, and promoting co-operative action and collective enterprises are a part of ITC's interventions towards women empowerment.